Traditional insurance approaches reward carriers, not your business. We've developed an integrated model that unites Employee Benefits, Property & Casualty, and Cyber Risk under one coordinated strategy, removing silos and putting your business goals at the center.
Hotchkiss supports dealer groups by offering a one-agent solution for both Benefits and Property and Casualty. Our team utilizes a network of trusted partners to craft customized property and casualty solutions for your dealership groups. Our experience and relationships in the industry cultivated over many years help bring solutions to life for our clients.
Our dealership-specific approach has delivered measurable outcomes for automotive retailers across Texas:
Employee Benefits: Up to 25% savings with better employee care
Property & Casualty: Up to 40% potential savings through strategic alternatives
Cyber & IT Risk: Up to 20% reduction in spend with comprehensive protection
We tailor comprehensive coverage to suit your dealership, including specialized inventory protection, facility coverage, liability solutions, and strategic healthcare plans that deliver $0 copays on high-cost prescriptions and procedures.
Our strategically designed medical plans are tailored to align with your dealership’s goals—driving long-term success, financial stability, and member satisfaction.
Plan Highlights:
Low Deductible Options for affordable, predictable coverage
$0 Co-pays on 400+ procedures and high-cost medications
National Network Access for seamless care across the country
Through thoughtful plan design, your employees gain access to best-in-class care—often at $0 out-of-pocket. This removes financial stress, empowers employees to prioritize their health, and enables them to stay focused on moving your business forward.
What We Deliver:
Eliminate barriers to care
Provide a user-friendly, accessible benefit
Support stress-free, confident decision-making
Control healthcare spending through our exclusive medical plans designed for long-term success and member satisfaction.
Through the proactive member engagement solution, a Care Coordinator lets your employees stay focused on what they do best.
Beyond traditional coverage, we provide advanced risk management solutions including self-funded structures, group and single-parent captives, and alternative risk strategies that build long-term value and equity for your dealership group.
Our comprehensive approach includes benefits administration, enrollment platforms, compliance expertise (FTC Safeguards Rule, SOC 2, PCI), and strategic technology partnerships to ensure your dealership stays protected and compliant in today's evolving risk landscape.
Stop writing blank checks for traditional insurance. Let us show you how our dealership-specific approach drives better results through capital-efficient coverage and long-term value.
