As your portfolio grows, so does your need for a tailored, advisory approach to personal insurance from a dedicated team.
Homeowner: Primary home, secondary home, custom homes
For homeowners, we offer a variety of policies to protect you and your family from the damage and inconvenience that can come with a broken pipe, fire, storm, or other disasters.
Auto and Exotic, High-performance Vehicles
If you own an exotic or high-performance car or motorcycle, you may be able to get protection against theft or damage.
Collections: Fine Art, Jewelry, Wine, Etc.
If you have valuable collections like fine art, jewelry or wine—or if you're an avid collector who has built up a collection over time—we can help make sure you’re covered.
Farm and Ranch
If you own a farm or ranch, we offer policies that provide protection against losses due to weather events such as hailstorms and tornadoes.
Watercraft/Aircraft
If you own watercrafts or aircrafts, we offer comprehensive coverage plans designed to protect against everything from theft and vandalism to accidents involving other vehicles on land or water.
Recreational Vehicles
We understand that your recreational vehicle is more than just a mode of transportation. It's also a place where you can get away and relax with family and friends. That's why we want to make sure that your RV is protected so you can focus on enjoying life.
Rental Property
If you own rental property, you know how important it is to have the peace of mind of knowing your investment is protected. Our team works quickly to process claims so you minimize down time.
Weddings/Special Events
Your wedding or special event should be an unforgettable experience for everyone involved. Our dedicated team processes any claims as quickly as possible so you can enjoy every moment of these once-in-a-lifetime celebrations!
Windstorm/Flood
If you live in an area that experiences frequent flooding or windstorms, we recommend protecting your personal property with a special policy tailored to you.
Why Hotchkiss?
CUSTOMIZED COVERAGE
With 50 years of experience, we deliver tailored insurance solutions that meet your unique needs.
FRIENDLY TEAM OF EXPERTS
Our knowledgeable staff provides unparalleled guidance and support at every step.
COMPREHENSIVE OPTIONS
We have access to a wide range of coverage options for to find solutions that make sense for you.
PROACTIVE PARTNERSHIPS
We view every client relationship as a partnership, working collaboratively to protect your possible.
IS PERSONAL INSURANCE REQUIRED BY LAW?
Lenders will insist that you obtain insurance until your loan is paid.
even though it is not required by law. In case of damage or injury, personal insurance will help you get back to where you were.
HOW IS THE VALUE OF PERSONAL PROPERTY DETERMINED FOR INSURANCE PURPOSES?
This value is determined by several factors, including the age and condition of the item.
HOW DO I FILE A CLAIM FOR PERSONAL INSURANCE?
Most insurance providers give you the option of submitting a claim online, via a mobile app, over the phone with an agent, or by completing a claims form and sending back by email or fax.
HOW DO I CHOOSE THE RIGHT PERSONAL INSURANCE POLICY?
There are many factors to consider as you make your decision, including:
The type of coverage you need.
Your budget.
Your personal needs and wants. If there's something specific that is important to you, like protecting against damage from flooding or earthquakes, then these factors will help determine your choice of policy.