Our industries

Independent Trade
Contractor Insurance

For 50 years, Hotchkiss Insurance has protected independent contractors in various trades, serving as a trusted advisor to help strengthen and protect their possible. This depth of knowledge and experience means that we understand the exposures of the industry.

Industry Independent Contractor Approach

Tailored Approach To Fit Your Needs

With Hotchkiss as a partner, you have a risk management team who understands your business and unique goals. To protect your investment, we offer a variety of specialized independent contractor programs and will develop the right solution for you. Our team has experience with electrical, drywall, HVAC, plumbing, earth-moving contractors, and more.

We Know The Construction Industry

Whether you specialize in residential or commercial construction, Hotchkiss has knowledgeable professionals on staff to serve you, as well as relationships with the leading markets in specialty lines of business so we can address all your needs.


Services include:

  • Builders Risk
  • General Liability
  • Umbrella Liability
  • Commercial Auto
  • Property
  • Workers Compensation

See What Hotchkiss Can Do For You

No two contractors are the same. Hotchkiss Insurance provides customized coverage to protect your independent contracting business and help you manage risks.

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